[JASPREET]

I feel everyone is aware of what is a credit score and we all know how crucial it is to get financial assistance and even when we apply for a credit card and a good and healthy credit score can help us get financial assistance with ease and even if we dislike taking loan, we all know that there will be times when we may be required to get a loan for something urgent or important.

What Tips Will you Suggest to Imrove Credit Score?

[eldavis]

The only tip I know which I believe should be what everyone does is to pay on time.

[JASPREET]

Yes, this is quite basic and should be followed and if we can pay all bills 2-3 days before the last day then its even better

[Tendz]

Try to keep your credit card balances as low as possible.

[JASPREET]

We need to pay all our credit card bills 2-3 before the due date and our credit utilization should be less too

[augusta]

Try to keep your credit card balances as low as possible.

That's right this means that you are paying off your debt which has helped to keep your score low.

[JASPREET]

Having less credit utilization does help, My credit score is decreased a little but I will do better from now on

[Tendz]

Exactly. You need to be mindful of how much credit you are using and to try to keep it as low as possible.

[JASPREET]

I have previously exhausted my credit limit but these days I am careful about it

[JASPREET]

We should never apply for credit cards all the time or apply for loans as these inquiries also affect our credit score

[james27]

pay your bills on time, timely payment are crucial setting up reminders or automatic payments can help ensure you never miss a duedate.

[JASPREET]

Paying bills before the due date, not utilizing your full credit limit, do not apply credit card or go for loans all the time can all help

[augusta]

Simple way out it is to drop unnecessary expenses so that you can increase your score point and get more recognise as a low level debtor

[JASPREET]

I am applying all the measures shared by our fellow members and also by credit rating agencies and they do work

[JASPREET]

You can have multiple credit cards but you should always pay on time and that will help your credit score

[Netherrealmer]

Pay your bills in advance, if you use credit card pay right away.

[JASPREET]

I won't suggest paying right away but if you can pay like before your due date then its best

[Netherrealmer]

For some reason, White people have the highest credit score in the US.

[augusta]

Pay your bills in advance, if you use credit card pay right away.

This is the way to go if you have the money at a point to pay you don't need to waste time you can go ahead to pay

[JASPREET]

For some reason, White people have the highest credit score in the US.

Could be, these rating agencies have different ways to look at it. Mine is also good considering I only started around 15 months ago