[JASPREET]

I feel we all should have a saving goal and should stay disciplined about it because this can help us stay focused, and disciplined, and the feeling of being financially secure is hard to explain.

I am now working at a monthly saving goal and targeting $50.

Do You Have A Daily Saving Goal or Monthly?

[Fidelia]

People that earn monthly always have monthly saving goals. That's what I have too.

[OldGuy]

Rather than just putting funds in a savings account, I have been making regular investments throughout 2024. Seems to be working pretty well since I averaged about $75 a month for the year in added profits; way above the typical interest earnings from a savings plan of less than $1 per month on the same dollar amount. Look for places to invest that meet your accepted risk tolerance to make it worth the effort. Other than the rare turkey in the mix, it will almost always top whatever you can gain through a typical savings plan.

[JASPREET]

I agree, we need to invest and for that we can also go for a systematic investment plan more popularly known as SIP

[Tendz]

Having a saving goal, whether it's daily, weekly, or monthly, is important for our financial stability and peace of mind.

[augusta]

For lack of wanting to pressurise self. I try to not give a target but save as I can as it is important

[Tendz]

Setting goals and targets for saving money is important. However, I agree, it's also important to not put too much pressure on oneself.

[JASPREET]

It's good to not put ourselves under undue pressure but for that we can set a reasonable target too

[augusta]

That's right setting a reasonable target is it so that you would working only with what are real

[Tendz]

By setting reasonable targets, you can stay more motivated and on track towards your savings goals.

[JASPREET]

I would like to save at least $100 per month but at present I am unable to and unable to stay settled with my expenses so I need to plan well

[Tendz]

Every little bit counts, so stay focused and committed to your savings plan.

[Fergal]

I have been making regular investments throughout 2024.

What type of things have you been investing in?

[augusta]

I might try this out from 1st of Jan still 31st let me see how far I can go with it

[OldGuy]

What type of things have you been investing in?

Mostly silver and gold. I ran across a recent report on silver holdings that compared how much you had to have to be included in the top 20%, 10%, 5% and 1% of investors world wide. You enter the top 20% level with just 100 one ounce rounds. 80% of investors simply never get that high. Every time I made a purchase, they had increased in value between $1 and $3 from the time I ordered them to the time I received them and have just been going up ever since. I was stunned to learn I am already well past the minimum thresh hold to be included in the top 1% group for silver. Guess I have been buying more than I realized. No wonder my returns are getting so high. Every time they go up or down a buck, I make or lose hundreds of dollars. It has all been up since I began.

I've sort of been thinking of laying them all out like dominoes and giving the first a tip to watch them all spin over. Should make a fun video if I can figure out how to do it.

[Tendz]

I might try this out from 1st of Jan still 31st let me see how far I can go with it

Starting on January 1st gives you a fresh start, and it’ll be challenging yourself to see how far you can go with it.

[augusta]

Yeah I would like to have this done and see how it goes from there to another month

[JASPREET]

I would like to save $50 per month and will try hard to save $100 per month. I know its hard but not impossible

[cinderella]

I have been saving small amount from the time that I discovered about online banking. With one Dollar or Two, I could already deposit it using the app. So I don't need to go to the bank. I am using the money I save as an emergency fund. When my savings reached a certain threshold, I would transfer a part of it to my Special Savings account. This practice helped me a lot.

[JASPREET]

It's great to save money and no issues if you have a daily target because we need to see what works for us.