yes, I have one and i am using it monthly to cashout my online earning. It takes more amount fee to withdraw money from different banks atm. SO, Minimumly I am using it on my life.
Payoneer is use less. There is only one use of it that you can verify your paypal account with it and as we know almost every site offer to say by paypal.
I happen to have created an account on payoneer quite many years back. The company promptly send me a debit card via post. I did not however have the opportunity to use this card. The card thus expired without having been utilized.
Currently, I am using an online payoneer virtual account. I have withdrawn cash using this account at least 2 times.