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Re: How Do You Pay - When You Buy Online?

Postby JASPREET » 15 Mar 2019, 10:12

skysnap wrote:
JASPREET wrote:I think UPI is BHIM UPI and started by the Government so it may not attract any fee but who knows what the government has in store :lol:


Yes UPI's flagship app is BHIM. But that app is limited in features compared to paytm and Phonepe and other apps.

I don't use it that much and try to pay through paytm whenever possible
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Re: How Do You Pay - When You Buy Online?

Postby SUPERSINGH » 15 Mar 2019, 14:34

I always pay with UPI and on odd occasions with Net banking or debit card but when I shop online, I like to choose COD if its available
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Re: How Do You Pay - When You Buy Online?

Postby Vehlijanta » 15 Mar 2019, 16:24

I heard few complaints about UPI and some frauds so it's not 100% safe.
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Re: How Do You Pay - When You Buy Online?

Postby riddy09 » 17 Mar 2019, 00:12

Frauds in the payment processors? I don't often heard that and I'm not sure what's the goal of scamming if you can actually profitable in that business. Is there are reason why do you say so?
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Re: How Do You Pay - When You Buy Online?

Postby ahmedo24 » 17 Mar 2019, 06:57

No online platform is 100% safe because they can be hack even they are legit, it is good to take reasonable risk that all.
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Re: How Do You Pay - When You Buy Online?

Postby skysnap » 17 Mar 2019, 09:07

ahmedo24 wrote:No online platform is 100% safe because they can be hack even they are legit, it is good to take reasonable risk that all.

This is true and that's why it's always better to invest wisely into the banks and other mutual funds. This way you are not keeping a lot of cash online.
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Re: How Do You Pay - When You Buy Online?

Postby SUPERSINGH » 17 Mar 2019, 13:37

That's true, not a single platform is 100 % secure but we all have some likes and dislikes related to payment apps
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Re: How Do You Pay - When You Buy Online?

Postby Vehlijanta » 17 Mar 2019, 15:49

I choose only selected websites to pay online but opt for cash if possible.
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Re: How Do You Pay - When You Buy Online?

Postby SUPERSINGH » 21 Mar 2019, 04:45

Just saw posts about Xiaomi pay as well so it'll be a good option for those who are willing to pay online for every transaction they make.
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Re: How Do You Pay - When You Buy Online?

Postby peachpurple » 21 Mar 2019, 11:37

normally by debit card
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Re: How Do You Pay - When You Buy Online?

Postby Vehlijanta » 22 Mar 2019, 17:01

peachpurple wrote:normally by debit card


Do you get any cash back paying ordinarily with a debit card?
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Re: How Do You Pay - When You Buy Online?

Postby ptrikha21 » 22 Mar 2019, 19:16

SUPERSINGH wrote:Just saw posts about Xiaomi pay as well so it'll be a good option for those who are willing to pay online for every transaction they make.

Redmi Note 7/7 Pro have been launched recently and look good. But we also have Realme, Samsung new phones, we well as Oppo.
Do you have Samsung/Redmi/Mi phone? Or Apple?
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Re: How Do You Pay - When You Buy Online?

Postby Ash » 22 Mar 2019, 19:38

With online purchases, I always tend to use PayPal unless I have a giftcard/giftcard balance on the site like with Amazon.
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Re: How Do You Pay - When You Buy Online?

Postby riddy09 » 23 Mar 2019, 00:24

I wonder if the debit card we linked in Paypal is the same as credit card so when you have purchases online and only credit card payment option, can you use that debit card instead? Well, I know they usually have Paypal accepted just wondering.
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